Unaudited Financial Results (2066 Aswin)1st Quarter
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Imperial Finance Limited |
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Thapathali, Kathmandu Tel : 4101518 |
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Unaudited Financial Results (2066 Aswin)1st Quarter |
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As on second Quarter (30/09/2064) of the Fiscal Year 2064/2065 |
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(Rs in '000') |
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S.N |
Particulars |
This |
Previous Quarter |
Corresponding |
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Quarter |
Ending |
previous year |
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ending |
2066 Asadh End |
quarter ending |
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100,000.00 |
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1 |
Total Capital and Liabilities (1.1 to 1.7) |
871,694.55 |
894,377.32 |
545,956.86 |
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1.1 |
Paid up Capital |
100,000.00 |
100,000.00 |
50,000.00 |
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1.2 |
Reserve and Surplus |
26,734.01 |
34,510.72 |
4,507.85 |
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1.3 |
Debenture and Bonds |
- |
- |
- |
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1.4 |
Borrowings |
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- |
10,000.00 |
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1.5 |
Deposits (a+b) |
708,405.84 |
620,361.28 |
470,409.31 |
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708,405,836.80 |
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a. Domestic currency |
708,405.84 |
620,361.28 |
470,409.31 |
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b. Foreign currency |
- |
- |
- |
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248,759,256.56 |
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1.6 |
Income tax liabilities |
- |
- |
- |
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1.7 |
Other Liabilities |
36,554.70 |
139,505.32 |
11,039.70 |
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39,042,860.93 |
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2 |
Total Assets (2 to 2.7) |
871,694.55 |
894,377.32 |
545,956.86 |
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36,554,700.09 |
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2.1 |
Cash and Bank Balance |
248,759.26 |
300,541.03 |
207,489.64 |
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2.2 |
Money at call and Short notice |
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592,248,753.31 |
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2.3 |
Investments |
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244,377.41 |
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2.4 |
Loan and Advance |
592,004.38 |
558,317.54 |
316,573.52 |
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592,004.38 |
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2.5 |
Fixed Assets |
23,628.66 |
23,628.66 |
16,168.70 |
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2.6 |
Non Banking Assets |
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7,057,874.70 |
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2.7 |
Other Assets |
7,302.25 |
11,890.10 |
5,725.00 |
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3 |
Profit and Loss Account |
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3.1 |
Interest Income |
15,201.84 |
61,464.44 |
8,332.50 |
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61,464.44 |
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3.2 |
Interest Expenses |
14,762.41 |
43,610.80 |
8,100.24 |
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A. Net Interest Income(3.1- 3.2) |
439.43 |
17,853.64 |
232.26 |
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19,647,543.21 |
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3.3 |
Fees, Commission and Discount |
1,665.51 |
14,386.92 |
3.83 |
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3.4 |
Other Operating Income |
4,445.70 |
5,078.58 |
952.40 |
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3.5 |
Foreign Exchange Gain/Loss (Net) |
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44,358,089.31 |
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B. Total Operating Income (A+3.3+3.4+3.5) |
6,550.64 |
37,319.14 |
1,188.49 |
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3.6 |
Staff Expenses |
771.89 |
2,943.62 |
640.20 |
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3.7 |
Other Operating Expenses |
574.04 |
4,458.74 |
344.53 |
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C. Operating Profit Before Provision (B-3.6-3.7 ) |
5,204.71 |
29,916.78 |
203.76 |
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3.8 |
Provision for Possible Loss |
490.83 |
7,917.57 |
51.14 |
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D. Operating Profit (C-3.8) |
4,713.88 |
21,999.21 |
152.62 |
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3.9 |
Non Operating Income/Expenses(Net) |
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- |
- |
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3.10 |
Write Back off Provision for Possible Loss |
- |
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- |
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E. Profit from Regular Activities (D+3.9+3.10 ) |
4,713.88 |
21,999.21 |
152.62 |
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3.11 |
Extraordinary Income /Expenses (Net) |
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- |
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F. Profit before Bonus and Taxes(E+3.11) |
4,713.88 |
21,999.21 |
152.62 |
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3.12 |
Provision for Staff Bonus |
428.53 |
1,999.55 |
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3.13 |
Provision for Tax |
1,285.61 |
5,998.66 |
- |
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G. Net Profit /Loss (F-3.12-3.13) |
2,999.74 |
14,001.00 |
152.62 |
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4 |
Ratios |
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4.1 |
Capital Fund to RWA |
20.11% |
22.64% |
13.69% |
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4.2 |
Non Performing Loan (NPL) to Total Loan |
1.96% |
2.52% |
0.08% |
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4.3 |
Total Loan Loss Provision to Total NPL |
172.04% |
138.67% |
1383.19% |
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Interest Rate For Fixed Deposit Account |
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Interest Rate For Saving Deposit Acccont |
Fixed Account |
Quarterly |
Maturity |
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Normal Saving 6.75% Monthly Min. Balance |
3 to 9 month |
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6.75% |
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Special Saving 6.50% Daily balance |
One Year |
7.50% |
7.75% |
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Imperial Plus Saving 5.00% Daily balance |
Two Years |
7.75% |
8.00% |
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Special Plus Saving 7.00% Daily balance |
Three Years |
8.25% |
8.75% |
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Loan Interest Rate is 12.00% to 14.00% |
Four Years |
8.75% |
9.25% |
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Five Years |
9.00% |
9.50% |
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Above 5 Years |
Negotiable |
Negotiable |
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4,741,993.74 |
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9,497,118.79 |
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14,239,112.53 |
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483,229,942.82 |
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1.97 |
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149.93 |
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